Benchmarks

Co-brand card benchmark

Every current card from Delta, United, American, Southwest, Alaska/Hawaiian and JetBlue, checked Oct 24, 2026 on airline and issuer pages.

What stands out

  • Delta's Amex deal paid $8.2 billion in 2025. American reported $6.2 billion from Citi and other partners.
  • United cardholders earn 3 more miles per $ on United flights and save 10% to 15% on United awards.
  • Southwest moves every card to 1 TQP per $1 with no cap from Jan 1, 2027.

Tap an airline to see its cards.

Delta logoDeltawith Amex · 7 cards, $0 to $650 annual fee

Debit cardTruist Delta SkyMiles Debit Card closed to new customers in Nov 2025 and stops earning miles Oct 31, 2026. No replacement announced. Source

Delta logoAmerican Express logoDelta SkyMiles Reserve American Express CardOffer ends Nov 4, 2026
Annual fee$650
Welcome offer2 Comfort trips + 50,000 miles
StatusYes

Includes: bag, boarding, lounge, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

Two round-trip Delta Comfort flight certificates (U.S. 48, Puerto Rico, USVI; up to $80 a person in taxes and fees) plus 50,000 bonus miles after $10,000 in purchases in the first 6 months. Ends Nov 4, 2026.

Earn

  • Delta purchases3x
  • Everything else1x

Benefits

  • Status$2,500 MQD Headstart each year, plus $1 MQD per $10 spent (MQD Boost)
  • Checked bagFirst bag free on all Delta flights; second bag free on Delta domestic flights
  • BoardingZone 5
  • Lounge15 Delta Sky Club visits a Medallion year when flying Delta; unlimited after $75,000 spend in a calendar year. 4 guest passes a year. Centurion and Escape Lounge access when the Delta flight is bought with the card
  • CompanionDelta First, Comfort or Main round trip (domestic, Caribbean, Central America) each year after renewal; taxes and fees of $22 to $250
  • Inflight20% back on in-flight purchases
  • Foreign feeNone

Other perks

Up to $120 a year rideshare credit; Up to $240 a year Resy credit; Up to $200 a year Delta Stays credit; Global Entry or TSA PreCheck credit; Hertz President's Circle status; Complimentary upgrade list right after Medallions; 15% off Delta award flights

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page · americanexpress.com · delta.com

Delta logoAmerican Express logoDelta SkyMiles Platinum American Express CardOffer ends Nov 4, 2026
Annual fee$350
Welcome offerUp to 90,000 miles + $300 credit
StatusYes

Includes: bag, boarding, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

As high as 90,000 bonus miles plus a $300 statement credit after $4,000 in purchases in the first 6 months. Ends Nov 4, 2026.

Earn

  • Delta purchases and eligible hotel purchases3x
  • Restaurants worldwide, plus U.S. takeout and delivery2x
  • U.S. supermarkets2x
  • Everything else1x

Benefits

  • Status$2,500 MQD Headstart each year, plus $1 MQD per $20 spent (MQD Boost)
  • Checked bagFirst bag free on all Delta flights; second bag free on Delta domestic flights
  • BoardingZone 5
  • LoungeNone. Delta says Sky Club access is no longer offered on this card
  • CompanionDelta Main round trip (domestic, Caribbean, Central America) each year after renewal; taxes and fees of $22 to $250
  • Inflight20% back on in-flight purchases
  • Foreign feeNone

Other perks

Up to $120 a year rideshare credit; Up to $120 a year Resy credit; Up to $150 a year Delta Stays credit; Global Entry ($120) or TSA PreCheck (up to $85) credit; Hertz Five Star status; Complimentary upgrade list after Medallions and Reserve cardholders; 15% off Delta award flights

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page · americanexpress.com · delta.com

Delta logoAmerican Express logoDelta SkyMiles Gold American Express CardOffer ends Nov 4, 2026
Annual fee$0 first year, then $150
Welcome offerUp to 80,000 miles + $250 credit
StatusNo

Includes: bag, boarding, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

As high as 80,000 bonus miles plus a $250 statement credit after $3,000 in purchases in the first 6 months. Not every applicant gets the top offer. Ends Nov 4, 2026.

Earn

  • Delta purchases2x
  • Restaurants worldwide, plus U.S. takeout and delivery2x
  • U.S. supermarkets2x
  • Everything else1x

Benefits

  • StatusNone
  • Checked bagFirst bag free on all Delta flights; second bag free on Delta domestic flights
  • BoardingZone 5
  • LoungeNone
  • CompanionNone
  • Inflight20% back on in-flight purchases
  • Foreign feeNone

Other perks

$200 Delta flight credit after $10,000 spend in a calendar year; Up to $10 a month in U.S. rideshare credits after first renewal (enrollment); Up to $100 a year on prepaid Delta Stays bookings; 15% off Delta award flights booked on delta.com or the app

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page · americanexpress.com

Delta logoAmerican Express logoDelta SkyMiles Blue American Express Card
Annual fee$0
Welcome offer10,000 miles
StatusNo

Includes: no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

10,000 bonus miles after $1,000 in purchases in the first 6 months.

Earn

  • Delta purchases2x
  • Restaurants worldwide, plus U.S. takeout and delivery2x
  • Everything else1x

Benefits

  • StatusNone
  • Checked bagNone
  • BoardingNone
  • LoungeNone
  • CompanionNone
  • Inflight20% back on in-flight food and drink
  • Foreign feeNone

Other perks

Pay with Miles on delta.com tickets

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page · americanexpress.com

Delta logoAmerican Express logoDelta SkyMiles Reserve Business American Express CardBusinessOffer ends Nov 4, 2026
Annual fee$650
Welcome offer200,000 miles
StatusYes

Includes: bag, boarding, lounge, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

200,000 bonus miles after $20,000 in purchases in the first 6 months. Ends Nov 4, 2026.

Earn

  • Delta purchases3x
  • Transit, U.S. shipping, U.S. office supply stores1.5x
  • All eligible purchases after $150,000 spend in a year (rest of year)1.5x
  • Everything else1x

Benefits

  • Status$2,500 MQD Headstart each year, plus $1 MQD per $10 spent
  • Checked bagFirst bag free on all Delta flights; second bag free on Delta domestic flights
  • BoardingZone 5
  • Lounge15 Delta Sky Club visits a Medallion year; unlimited after $75,000 spend. 4 guest passes. Centurion and Escape Lounges when the Delta flight is bought with the card
  • CompanionDelta First, Comfort or Main round trip each year after renewal; taxes and fees of $22 to $250
  • Inflight20% back on in-flight purchases
  • Foreign feeNone

Other perks

Up to $120 a year rideshare credit; Up to $240 a year Resy credit; Up to $250 a year Delta Stays credit; Global Entry or TSA PreCheck credit; Hertz President's Circle status; Complimentary upgrade list right after Medallions

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page · delta.com

Delta logoAmerican Express logoDelta SkyMiles Platinum Business American Express CardBusinessOffer ends Nov 4, 2026
Annual fee$350
Welcome offer100,000 miles
StatusYes

Includes: bag, boarding, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

100,000 bonus miles after $8,000 in purchases in the first 6 months. Ends Nov 4, 2026.

Earn

  • Delta purchases and purchases made directly with hotels3x
  • Transit, U.S. shipping, and single purchases of $5,000 or more (up to $100,000 a year combined)1.5x
  • Everything else1x

Benefits

  • Status$2,500 MQD Headstart each year, plus $1 MQD per $20 spent
  • Checked bagFirst bag free on all Delta flights; second bag free on Delta domestic flights
  • BoardingZone 5
  • LoungeNone
  • CompanionDelta Main round trip (domestic, Caribbean, Central America) each year after renewal; taxes and fees of $22 to $250
  • Inflight20% back on in-flight purchases
  • Foreign feeNone

Other perks

Up to $120 a year rideshare credit; Up to $120 a year Resy credit; Up to $200 a year Delta Stays credit; Global Entry or TSA PreCheck credit; Hertz Five Star status; Complimentary upgrade list after Medallions and Reserve cardholders

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page · delta.com

Delta logoAmerican Express logoDelta SkyMiles Gold Business American Express CardBusinessOffer ends Nov 4, 2026
Annual fee$0 first year, then $150
Welcome offer90,000 miles
StatusNo

Includes: bag, boarding, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

90,000 bonus miles after $6,000 in purchases in the first 6 months. Ends Nov 4, 2026.

Earn

  • Delta purchases2x
  • Restaurants worldwide, plus U.S. takeout and delivery2x
  • U.S. shipping and U.S. advertising in select media (up to $50,000 per category a year)2x
  • Everything else1x

Benefits

  • StatusNone
  • Checked bagFirst bag free on all Delta flights; second bag free on Delta domestic flights
  • BoardingZone 5
  • LoungeNone
  • CompanionNone
  • Inflight20% back on in-flight purchases
  • Foreign feeNone

Other perks

$200 Delta flight credit after $10,000 spend in a year; Up to $150 a year Delta Stays credit; Up to $10 a month rideshare credits after first renewal; 15% off Delta award flights; Up to 99 employee cards with no annual fee

Issuer: American Express · Network: American Express

Last checked Oct 24, 2026 · Official page

American logoAmericanwith Citi · 5 cards, $0 to $695 annual fee

Debit cardNone in the US. A UK-only AAdvantage debit card launched Sep 2026 with Currensea and Mastercard. Source

American logoCiti logoCiti / AAdvantage Executive World Legend Mastercard
Annual fee$695
Welcome offer125,000 miles
StatusYes

Includes: bag, boarding, lounge, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

125,000 bonus miles after $15,000 in purchases in the first 5 months (limited time; was 70,000).

Earn

  • AAdvantage Hotels and AAdvantage Cars bookings12x
  • Eligible American purchases (5x after $150,000 spend in a year)4x
  • Everything else1x

Benefits

  • Status1 Loyalty Point per eligible mile earned on purchases, plus 10,000 bonus Loyalty Points at 50,000, 90,000, 165,000 and 240,000 (up to 40,000 a year)
  • Checked bagFirst bag free on domestic American itineraries for you and up to 8 companions
  • BoardingPriority check-in, screening and boarding
  • LoungeAdmirals Club membership, with up to 2 guests
  • CompanionNone
  • InflightUp to $100 a year back on inflight and Admirals Club purchases
  • Foreign feeNone

Other perks

Up to $500 a year American Airlines Vacations credit; Up to $180 a year Lyft credit ($15 after 3 rides a month); Up to $120 a year Avis and Budget credit; Omni Hotels Champion status; Global Entry or TSA PreCheck credit; Authorized users $175 for up to 3

Issuer: Citi · Network: Mastercard

Last checked Oct 24, 2026 · Official page · creditcards.aa.com

American logoCiti logoCiti / AAdvantage Globe Mastercard
Annual fee$350
Welcome offer60,000 miles
StatusYes

Includes: bag, boarding, lounge, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

60,000 bonus miles after $4,000 in purchases in the first 3 months.

Earn

  • AAdvantage Hotels bookings6x
  • Eligible American purchases3x
  • Restaurants including takeout and delivery2x
  • Rides and Rails (taxis, rideshare, transit)2x
  • Everything else1x

Benefits

  • Status1 Loyalty Point per eligible mile earned on purchases, plus 5,000 bonus Loyalty Points after every 4 qualifying American flights (up to 15,000 a year)
  • Checked bagFirst bag free on domestic American itineraries
  • BoardingPreferred boarding
  • Lounge4 Admirals Club Globe passes a calendar year
  • CompanionCompanion certificate from the second cardmembership year: round-trip domestic main cabin, $99 plus taxes and fees
  • InflightUp to $100 a year back on inflight purchases
  • Foreign feeNone

Other perks

Up to $240 a year Turo credit; Up to $100 a year Splurge credit (pick 2 of 1stDibs, AAdvantage Hotels, Future, Live Nation); Up to $120 Global Entry or TSA PreCheck credit

Issuer: Citi · Network: Mastercard

Last checked Oct 24, 2026 · Official page · creditcards.aa.com

American logoCiti logoCiti / AAdvantage Platinum Select World Elite Mastercard
Annual fee$0 first year, then $99
Welcome offer80,000 miles
StatusYes

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

80,000 bonus miles after $3,500 in purchases in the first 4 months (limited time; was 50,000).

Earn

  • Restaurants, gas stations and eligible American purchases2x
  • Everything else1x

Benefits

  • Status1 Loyalty Point per eligible mile earned on purchases
  • Checked bagFirst bag free on domestic American itineraries for you and up to 4 companions
  • BoardingPreferred boarding
  • LoungeNone
  • CompanionNone. $125 American flight discount after $20,000 spend and renewal
  • Inflight25% off inflight food and drink
  • Foreign feeNone

Other perks

$125 flight discount after $20,000 spend in a cardmembership year and renewal

Issuer: Citi · Network: Mastercard

Last checked Oct 24, 2026 · Official page · creditcards.aa.com

American logoCiti logoAmerican Airlines AAdvantage MileUp Card
Annual fee$0
Welcome offer15,000 miles + $100 credit
StatusYes

Includes: status, inflight

Earn rates, benefits and sourceHide details

Welcome offer

$100 statement credit plus 15,000 bonus miles after $500 in purchases in the first 3 months.

Earn

  • Eligible American Airlines purchases2x
  • Grocery stores, including grocery delivery2x
  • Everything else1x

Benefits

  • Status1 Loyalty Point per eligible mile earned on purchases
  • Checked bagNone stated
  • BoardingNone stated
  • LoungeNone
  • CompanionNone
  • Inflight25% savings on American inflight food and beverage
  • Foreign fee3% of each purchase in U.S. dollars

Other perks

None stated

Issuer: Citi · Network: Mastercard

Last checked Oct 24, 2026 · Official page

American logoCiti logoCiti / AAdvantage Business World Elite MastercardBusiness
Annual fee$0 first year, then $99
Welcome offer65,000 miles
StatusYes

Includes: bag, boarding, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

65,000 bonus miles after $4,000 in purchases in the first 4 months.

Earn

  • American purchases2x
  • Car rental merchants and gas stations2x
  • Telecom, cable and satellite2x
  • Everything else1x

Benefits

  • Status1 Loyalty Point per $1 spent, for each cardmember (primary and employees)
  • Checked bagFirst bag free on domestic American itineraries for you and up to 4 companions
  • BoardingPreferred boarding
  • LoungeNone
  • CompanionCompanion certificate after $30,000 spend in a cardmembership year and renewal ($99 plus taxes and fees)
  • Inflight25% off inflight food, drinks and Wi-Fi
  • Foreign feeNone

Other perks

Employee cards at no extra cost; Works with the AAdvantage Business program

Issuer: Citi · Network: Mastercard

Last checked Oct 24, 2026 · Official page · creditcards.aa.com

Alaska logoHawaiian logoAlaska/Hawaiianwith Bank of America and Barclays · 4 cards, $95 to $395 annual fee

Debit cardAtmos Rewards Debit Card announced for Q1 2027. Issued by Cross River Bank, Visa. Source

Alaska logoHawaiian logoBank of America logoAtmos Rewards Summit Visa Infinite
Annual fee$395
Welcome offer70,000 points + companion
StatusYes

Includes: bag, boarding, lounge, companion, status, no FX fee

Earn rates, benefits and sourceHide details

Welcome offer

70,000 bonus points and a 25,000-point Global Companion Award after $3,000 in purchases in the first 90 days (limited-time online offer).

Earn

  • Dining, foreign transactions, Alaska and Hawaiian purchases3x
  • Everything else1x
  • Eligible Bank of America account+10% on points earned

Benefits

  • Status1 status point per $2 spent, no cap, plus 10,000 status points each card anniversary
  • Checked bagFree checked bag for you and up to 6 guests when the flight is paid with the card
  • BoardingPreferred boarding
  • Lounge8 Alaska Lounge passes a calendar year (2 a quarter)
  • Companion25,000-point Global Companion Award each anniversary; 100,000-point award after $60,000 spend in a year; any cabin, partners included
  • Foreign feeNone

Other perks

Waived same-day confirmed change fees on Alaska; $50 instant travel delay credit for delays of 2+ hours; Up to $120 TSA PreCheck or Global Entry credit; Share points with up to 10 Atmos members; Transfer points to hotel partners

Issuer: Bank of America · Network: Visa

Last checked Oct 24, 2026 · Official page · news.alaskaair.com

Hawaiian logoBarclays logoHawaiian Airlines Bank of Hawaii World Elite Mastercard
Annual fee$99
Welcome offerUp to 70,000 points
StatusNo

Includes: bag, companion, no FX fee

Earn rates, benefits and sourceHide details

Welcome offer

Up to 70,000 bonus points: 60,000 after $1,000 in purchases in the first 90 days, plus 10,000 after $2,000 total in the first 180 days.

Earn

  • Hawaiian and Alaska purchases3x
  • Gas, dining and eligible grocery stores2x
  • Everything else1x

Benefits

  • StatusNone stated
  • Checked bagTwo free checked bags on eligible Hawaiian and Alaska flights
  • LoungeNone
  • Companion$100 companion discount on round-trip Main Cabin travel after each anniversary
  • Foreign feeNone (0%)

Other perks

Two free checked bags on eligible Hawaiian and Alaska flights; One-time 50%-off companion discount (round-trip main cabin); $100 companion discount after each account anniversary; Share points free with up to 10 Atmos members; $99 annual fee

Issuer: Barclays (Bank of Hawaii co-brand) · Network: Mastercard

Last checked Oct 24, 2026 · Official page · boh.com

Alaska logoHawaiian logoBank of America logoAtmos Rewards Ascent Visa Signature
Annual fee$95
Welcome offer50,000 points + companion
StatusYes

Includes: bag, boarding, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

50,000 bonus points and a $99 Companion Fare after $1,500 in purchases in the first 90 days (limited-time online offer).

Earn

  • Alaska and Hawaiian purchases3x
  • Gas, EV charging, cable, streaming, local transit including rideshare2x
  • Everything else1x
  • Eligible Bank of America account+10% on points earned

Benefits

  • Status1 status point for every $3 spent on purchases
  • Checked bagFree checked bag for you and up to 6 guests when the flight is paid with the card
  • BoardingPreferred boarding (same terms)
  • Lounge$100 off an Alaska Lounge+ membership
  • Companion$99 Companion Fare (plus taxes from $23) each anniversary after $6,000 spend
  • Inflight20% back on Alaska and Hawaiian inflight purchases
  • Foreign feeNone

Other perks

None stated

Issuer: Bank of America · Network: Visa

Last checked Oct 24, 2026 · Official page · news.alaskaair.com

Alaska logoHawaiian logoBank of America logoAtmos Rewards Visa Signature Business CardBusiness
Annual fee$70 per company plus $25 per card
Welcome offer70,000 points + companion
StatusNo

Includes: bag, boarding, companion, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

70,000 bonus points plus a $99 Companion Fare (limited-time online offer).

Earn

  • Alaska and Hawaiian purchases3x
  • Gas, EV charging, shipping, local transit including rideshare2x
  • Everything else1x
  • Eligible BofA small business account+10%

Benefits

  • Status1 status point for every $3 spent on purchases
  • Checked bagFree checked bag when the card buys Alaska or Hawaiian tickets
  • BoardingPreferred boarding
  • Lounge$100 off an Alaska Lounge+ membership
  • Companion$99 Companion Fare each anniversary after $6,000 spend
  • Inflight20% back on inflight purchases
  • Foreign feeNone

Other perks

Refresh planned for late 2026: 10x through Atmos Rewards for Business, lounge passes, free same-day changes (Alaska, Sep 29, 2026)

Issuer: Bank of America · Network: Visa

Last checked Oct 24, 2026 · Official page · sec.gov · news.alaskaair.com

United logoUnitedwith Chase · 6 cards, $0 to $695 annual fee

Debit cardLive since Nov 2025. Issued by Sunrise Banks, Visa. Source

United logoChase logoUnited Club Card
Annual fee$695
Welcome offerUp to 100,000 miles
StatusYes Effective Jan 1, 2027

Includes: bag, boarding, lounge, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

Up to 100,000 bonus miles: 90,000 after $5,000 in the first 3 months, plus 10,000 for an authorized user.

Earn

  • United flights (total)11x total
  • Renowned Hotels and Resorts prepaid5x
  • Other United purchases5x
  • Dining and all other travel2x
  • Everything else1x

Benefits

  • Status1 PQP per $15 spent, up to 32,000 PQP a year (equal to Premier 1K) Effective Jan 1, 2027
  • Checked bagFirst and second bags free for you and one companion
  • BoardingPremier Access (priority check-in, security, boarding, bags)
  • LoungeUnited Club membership for you and a guest; All Access at Premier Gold or $50,000 spend
  • CompanionNone
  • Inflight25% back on United inflight and Club premium drinks
  • Foreign feeNone

Other perks

Up to $200 Renowned Hotels credit; Up to $150 rideshare credit; Up to $240 Instacart credit (ends 12/31/27); Up to $100 Avis or Budget credit; Up to $200 JSX credit; Global Entry, TSA PreCheck or NEXUS credit

Issuer: Chase · Network: Visa Infinite

Last checked Oct 24, 2026 · Official page · united.com · united.com

United logoChase logoUnited Quest Card
Annual fee$350
Welcome offerUp to 90,000 miles
StatusYes

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

Up to 90,000 bonus miles plus 500 PQP: 80,000 after $4,000 in the first 3 months, 500 PQP after first purchase, 10,000 for an authorized user.

Earn

  • United flights (total)10x total
  • Renowned Hotels and Resorts prepaid with the card5x
  • Other United purchases4x
  • Other travel, select streaming, dining2x
  • Everything else1x

Benefits

  • Status1 PQP per $20 spent, up to 18,000 PQP a year, plus 1,000 Card Bonus PQP each year
  • Checked bagFirst and second bags free for you and one companion
  • BoardingGroup 2
  • LoungeNone listed
  • CompanionNone. Award discounts instead: 10,000 miles off an award each anniversary, plus 10,000 after $20,000 spend
  • Inflight25% back on United inflight and Club premium drinks
  • Foreign feeNone

Other perks

$200 United travel credit; Up to $150 Renowned Hotels credit; Up to $100 rideshare credit; Up to $180 Instacart credit (ends 12/31/27); Up to $80 Avis or Budget credit; Up to $150 JSX credit; 2 global Economy Plus upgrades after $40,000 spend; Global Entry, TSA PreCheck or NEXUS credit

Issuer: Chase · Network: Visa Signature or Visa Platinum

Last checked Oct 24, 2026 · Official page · united.com

United logoChase logoUnited Explorer Card
Annual fee$0 first year, then $150
Welcome offerUp to 80,000 miles
StatusYes

Includes: bag, boarding, lounge, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

Up to 80,000 bonus miles: 70,000 after $3,000 in purchases in the first 3 months, plus 10,000 for adding an authorized user.

Earn

  • United flights (total with the 6x cardmember fare rate)9x total
  • Other United purchases3x
  • Dining including delivery, and hotels booked direct2x
  • Everything else1x

Benefits

  • Status1 PQP per $20 spent, up to 1,000 PQP a year
  • Checked bagFirst bag free for you and one companion
  • BoardingGroup 2
  • Lounge2 United Club one-time passes a year
  • CompanionNone
  • Inflight25% back on United inflight and Club premium drinks
  • Foreign feeNone

Other perks

$100 United travel credit; Up to $100 United Hotels credit; Up to $60 rideshare credit; Up to $120 Instacart credit; Up to $50 Avis or Budget credit; Up to $100 JSX credit; Up to $120 Global Entry, TSA PreCheck or NEXUS credit; 10% off United award flights

Issuer: Chase · Network: Visa Signature or Visa Platinum

Last checked Oct 24, 2026 · Official page · united.com

United logoChase logoUnited Gateway Card
Annual fee$0
Welcome offerUp to 50,000 miles
StatusNo

Includes: no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

Up to 50,000 bonus miles: 40,000 after $1,000 in purchases in the first 3 months, plus 10,000 for adding an authorized user.

Earn

  • United flights (total with the 3x member rate)5x total
  • Other United purchases2x
  • Gas stations, local transit and commuting2x
  • Everything else1x

Benefits

  • StatusNone. Not on United's list of PQP-earning cards
  • Checked bag2 first-bag certificates after $10,000 spend in a calendar year
  • BoardingNone
  • LoungeNone
  • CompanionNone
  • Inflight25% back on United inflight and Club premium drink purchases
  • Foreign feeNone

Other perks

After $10,000 spend in a year: 8x total on United flights and 10% off award flights; 0% intro APR on purchases for 12 months

Issuer: Chase · Network: Visa Signature

Last checked Oct 24, 2026 · Official page · united.com

United logoChase logoUnited Club Business CardBusiness
Annual fee$695
Welcome offer90,000 miles
StatusYes

Includes: bag, boarding, lounge, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

90,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months.

Earn

  • United flights (total, as a MileagePlus member)8x
  • Renowned Hotels and Resorts prepaid stays5x
  • Other United purchases2x
  • Everything else1.5x

Benefits

  • Status1 PQP per $15 spent, up to 28,000 PQP a year
  • Checked bagFirst and second checked bags free for the primary cardmember and one companion
  • BoardingPremier Access (priority check-in, security, boarding and bags where available)
  • LoungeUnited Club membership for you and a guest; 4 one-time passes each anniversary with All Access and an employee card
  • CompanionNone
  • Inflight25% back on United inflight purchases
  • Foreign feeNone (Chase business card comparison)

Other perks

Up to $200 Renowned Hotels credit; Up to $150 rideshare credit; Up to $100 Avis or Budget credit; $50 United FareLock credit; Avis President's Club

Issuer: Chase · Network: Visa Signature

Last checked Oct 24, 2026 · Official page · united.com

United logoChase logoUnited Business CardBusiness
Annual fee$150
Welcome offerUp to 100,000 miles
StatusYes

Includes: bag, boarding, lounge, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

Up to 100,000 bonus miles plus 2,000 PQP: 90,000 miles and 2,000 PQP after $5,000 in the first 3 months, plus 10,000 for an employee card.

Earn

  • United flights (total)8x total
  • Other United purchases2x
  • Dining, gas, office supply, local transit and commuting2x
  • Everything else1x

Benefits

  • Status1 PQP per $20 spent, up to 4,000 PQP a year
  • Checked bagFirst bag free for you and one companion
  • BoardingGroup 2
  • Lounge2 United Club one-time passes a year
  • CompanionNone
  • Inflight25% back on United inflight and Club premium drinks
  • Foreign feeNone (Chase business card comparison)

Other perks

$125 United travel credit; Up to $100 United Hotels credit; Up to $100 rideshare credit; Up to $120 Instacart credit; Up to $50 Avis or Budget credit; Up to $100 JSX credit; 5,000 bonus miles a year if you also hold a personal United card; 2 Economy Plus upgrades a year

Issuer: Chase · Network: Visa Signature Business

Last checked Oct 24, 2026 · Official page · theexplorercard.com · united.com

Southwest logoSouthwestwith Chase · 5 cards, $99 to $299 annual fee

Debit cardLive since Oct 2025. Issued by Sunrise Banks, Visa. Source

Southwest logoChase logoSouthwest Rapid Rewards Priority Credit Card
Annual fee$229
Welcome offer60,000 points
StatusYes Effective Jan 1, 2027

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

60,000 points after $2,000 in purchases in the first 3 months.

Earn

  • Southwest purchases4x
  • Gas stations and restaurants2x
  • Everything else1x

Benefits

  • Status1 TQP per $1 spent, no cap, plus a 10,000 TQP boost after 130,000 TQPs in 2027 Effective Jan 1, 2027
  • Checked bagFirst bag free for you and up to 8 people on the reservation
  • BoardingGroup 5 or earlier
  • LoungeNone. Southwest says a new premium card with Icon Lounge access is coming in 2027
  • CompanionNone
  • Inflight25% back on inflight purchases
  • Foreign feeNone

Other perks

7,500 anniversary points; Preferred or Standard seat at booking; Unlimited Extra Legroom upgrades within 48 hours

Issuer: Chase · Network: Visa Signature or Visa Platinum

Last checked Oct 24, 2026 · Official page · southwest.com · southwest.com

Southwest logoChase logoSouthwest Rapid Rewards Premier Credit Card
Annual fee$149
Welcome offer55,000 points
StatusYes Effective Jan 1, 2027

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

55,000 points after $1,500 in purchases in the first 3 months.

Earn

  • Southwest purchases3x
  • Grocery stores and restaurants, first $8,000 a year2x
  • Everything else1x

Benefits

  • Status1 TQP per $1 spent, no cap, plus a 10,000 TQP boost after 130,000 TQPs in 2027 Effective Jan 1, 2027
  • Checked bagFirst bag free for you and up to 8 people on the reservation
  • BoardingGroup 5 or earlier
  • LoungeNone
  • CompanionNone
  • Inflight25% back on inflight purchases
  • Foreign feeNone

Other perks

6,000 anniversary points; Preferred or Standard seat within 48 hours; 15% flight discount code each anniversary

Issuer: Chase · Network: Visa

Last checked Oct 24, 2026 · Official page · southwest.com

Southwest logoChase logoSouthwest Rapid Rewards Plus Credit Card
Annual fee$99
Welcome offer50,000 points
StatusYes Effective Jan 1, 2027

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

50,000 points after $1,000 in purchases in the first 3 months.

Earn

  • Southwest purchases2x
  • Gas stations and grocery stores, first $5,000 a year2x
  • Everything else1x

Benefits

  • Status1 TQP per $1 spent, no cap, plus a 10,000 TQP boost after 130,000 TQPs in 2027 Effective Jan 1, 2027
  • Checked bagFirst bag free for you and up to 8 people on the reservation
  • BoardingGroup 5 or earlier
  • LoungeNone
  • CompanionNone
  • Inflight25% back on inflight purchases
  • Foreign feeNone

Other perks

3,000 anniversary points; Standard seat within 48 hours of departure; 10% flight discount code each anniversary

Issuer: Chase · Network: Visa Signature

Last checked Oct 24, 2026 · Official page · southwest.com

Southwest logoChase logoSouthwest Rapid Rewards Performance Business Credit CardBusiness
Annual fee$299
Welcome offer80,000 points
StatusYes Effective Jan 1, 2027

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

80,000 points after $5,000 in purchases in the first 3 months.

Earn

  • Southwest purchases4x
  • Gas stations and restaurants2x
  • Hotels booked directly2x
  • Local transit, commuting and rideshare2x
  • Everything else1x

Benefits

  • Status1 TQP per $1 spent, no cap, plus a 10,000 TQP boost after 130,000 TQPs in 2027 Effective Jan 1, 2027
  • Checked bagFirst bag free for you and up to 8 people on the reservation
  • BoardingGroup 5 or earlier
  • LoungeNone
  • CompanionNone
  • Inflight25% back on inflight purchases
  • Foreign feeNone

Other perks

9,000 anniversary points; Preferred or Standard seat at booking; Unlimited Extra Legroom upgrades within 48 hours; Up to $120 Global Entry, TSA PreCheck or NEXUS credit

Issuer: Chase · Network: Visa Signature

Last checked Oct 24, 2026 · Official page · southwest.com

Southwest logoChase logoSouthwest Rapid Rewards Premier Business Credit CardBusinessOffer ends Oct 26, 2026
Annual fee$149
Welcome offer80,000 points
StatusYes Effective Jan 1, 2027

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

80,000 points after $3,000 in purchases in the first 3 months (was 60,000). Ends Oct 26, 2026.

Earn

  • Southwest purchases3x
  • Gas stations and restaurants, first $8,000 a year2x
  • Everything else1x

Benefits

  • Status1 TQP per $1 spent, no cap, plus a 10,000 TQP boost after 130,000 TQPs in 2027 Effective Jan 1, 2027
  • Checked bagFirst bag free for you and up to 8 people on the reservation
  • BoardingGroup 5 or earlier
  • LoungeNone
  • CompanionNone
  • Inflight25% back on inflight purchases
  • Foreign feeNone

Other perks

6,000 anniversary points; Preferred or Standard seat within 48 hours; 15% flight discount code; Employee cards at no cost

Issuer: Chase · Network: Visa

Last checked Oct 24, 2026 · Official page · southwest.com

JetBlue logoJetBluewith Barclays · 4 cards, $0 to $499 annual fee

Debit cardNone announced. Source

JetBlue logoBarclays logoJetBlue Premier World Elite Mastercard
Annual fee$499 ($150 per authorized user)
Welcome offer90,000 points
StatusYes

Includes: bag, boarding, lounge, companion, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

90,000 bonus points after $5,000 in purchases and paying the annual fee, both in the first 90 days.

Earn

  • JetBlue purchases6x
  • Restaurants and eligible grocery stores2x
  • Everything else1x

Benefits

  • Status1 tile per $1,000 spent (50 tiles = Mosaic 1), plus a 25-tile bonus after each year end
  • Checked bagFirst bag free for you and up to 3 companions
  • BoardingGroup 3
  • LoungeBlueHouse access with eligible fares; Priority Pass
  • CompanionCompanion pass statement credits: up to $500 after $15,000 spend and up to $1,500 more after $75,000 in a calendar year
  • Inflight50% off eligible inflight purchases
  • Foreign feeNone

Other perks

Up to $300 a year TrueBlue Travel credits; 15% of points back on award flights; 5,000 anniversary points; Up to $120 Global Entry or TSA PreCheck credit

Issuer: Barclays · Network: Mastercard

Last checked Oct 24, 2026 · Official page · jetblue.com

JetBlue logoBarclays logoJetBlue Plus Card
Annual fee$99
Welcome offer70,000 points
StatusYes

Includes: bag, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

70,000 bonus points after $1,000 in purchases and paying the annual fee, both in the first 90 days.

Earn

  • JetBlue purchases6x
  • Restaurants and eligible grocery stores2x
  • Everything else1x

Benefits

  • Status1 tile per $1,000 spent (50 tiles = Mosaic 1)
  • Checked bagFirst bag free for you and up to 3 companions on JetBlue flights
  • BoardingNone listed
  • LoungeNone
  • CompanionNone
  • Inflight50% off eligible inflight purchases
  • Foreign feeNone

Other perks

5,000 anniversary points; 10% of points back on JetBlue award flights; $100 credit on a JetBlue Vacations package of $100+ (once a year)

Issuer: Barclays · Network: Mastercard

Last checked Oct 24, 2026 · Official page · jetblue.com

JetBlue logoBarclays logoJetBlue Card
Annual fee$0
Welcome offer10,000 points
StatusYes

Includes: status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

10,000 bonus points after $1,000 in purchases in the first 90 days.

Earn

  • JetBlue purchases3x
  • Restaurants and eligible grocery stores2x
  • Everything else1x

Benefits

  • Status1 tile per $1,000 spent (50 tiles = Mosaic 1)
  • Checked bagNone
  • BoardingNone
  • LoungeNone
  • CompanionNone
  • Inflight50% off eligible inflight purchases
  • Foreign feeNone

Other perks

None stated

Issuer: Barclays · Network: Mastercard

Last checked Oct 24, 2026 · Official page · jetblue.com

JetBlue logoBarclays logoJetBlue Business CardBusiness
Annual fee$99
Welcome offer50,000 points
StatusYes

Includes: bag, boarding, status, no FX fee, inflight

Earn rates, benefits and sourceHide details

Welcome offer

50,000 bonus points after $4,000 in purchases and paying the annual fee, both in the first 90 days.

Earn

  • JetBlue purchases6x
  • Restaurants and office supply stores2x
  • Everything else1x

Benefits

  • Status1 tile per $1,000 spent (50 tiles = Mosaic 1)
  • Checked bagFirst bag free for you and up to 3 companions
  • BoardingGroup 3
  • LoungeNone
  • CompanionNone
  • Inflight50% off eligible inflight purchases
  • Foreign feeNone

Other perks

5,000 anniversary points; 10% of points back on award flights; $100 JetBlue Vacations credit once a year

Issuer: Barclays · Network: Mastercard

Last checked Oct 24, 2026 · Official page · jetblue.com

What the card deals are worth

AirlineIssuer2025 figureWhat it is
DeltaAmerican Express$8.2B (2025)Remuneration from American Express. Delta expects it to grow to $10 billion over the next few years. Delta 2025 Form 10-K
AmericanCiti (sole U.S. issuer from 2026)$6.2B (2025) $6.1B in 2024Cash payments from co-branded card and other partners. 2024 included a one-time payment tied to the new Citi agreement. Mastercard network deal extended 10 years in July 2025. American 2025 Form 10-K
UnitedChaseNot broken outChase payments. Other operating revenue rose $362 million (10.4%) in 2025, mainly from mileage sold to non-airline partners including Chase card spend. United 2025 Form 10-K
Alaska / HawaiianBank of America+10% in 2025Co-brand remuneration growth. Driven by the Atmos launch and the Summit card. BofA to become the single Atmos issuer. Bank of America newsroom, Apr 2026
SouthwestChaseNo total disclosedCo-brand agreement. Amended and restated Chase agreement in 2025 moved more card value into passenger revenue. Southwest 2025 Form 10-K
Closed or ended (2)
  • Barclays AAdvantage Aviator cards (Red, Silver, Blue, White, Business): Citi became the only AAdvantage issuer. Barclays accounts moved to Citi cards from Apr 24, 2026 (Red to Platinum Select, Silver to Globe, Business to Citi Business). Source
  • Citi / AAdvantage Gold World Elite Mastercard: Not open to new applicants; it receives former Aviator Blue accounts. Source

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